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Personal and small-business debt is a nation-wide problem and has been for some time. The difference is that it has gotten much worse and is becoming a lot harder to red rid of. The Federal Government has decided to chip in and help with grant programs worth hundreds of millions of dollars.

The low-income mark has been increased to $30,000 to encourage more folks to apply. Other requirement to meet is the age bracket of 18 and older, and the nationality which must be American. The individual grants may have their specific requirements so you will need to check the ones that you want to apply for.

There are many different grant programs that are available. Some of the main ones include mortgage forgiveness, small-business debt, loan consolidation, tax rebates, medical bill assistance, and education scholarships. The list is actually quite extensive, so search thoroughly and you may find more than one that you can apply for. Application to more than one of these will increase your chance of obtaining assistance. This is an easier way for you to reduce your debt and rebuild your credit, so start your search today and give yourself a break.